How Many Times To Feed A 5 Month Old Puppy First Time Pet Owners – Pet Insurance

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First Time Pet Owners – Pet Insurance

When you first buy a pet, there is an awful lot of responsibility that comes with your new furry family member. You will need to account for the extra “mouth to feed”, maintain patience and persistence to properly train your cat or dog and take the time to ensure a happy and healthy pet. Another very important issue you will have to deal with is your new partner’s insurance. This article will discuss why pet insurance is so vital, what kind of policy you should look for and where to look for it.

The primary purpose of purchasing pet insurance is to make sure you are prepared for the unexpected. Once you bring your new friend home, it will quickly become apparent that they are now part of your family and as such you will want to protect and care for them in the same way you would any other member of your family. There is only so much control, as a pet owner, that you can exercise over your companion’s well-being. Taking out a policy will ensure that your friend is covered in the event that they become ill or injured and you need to pay the vet’s fees. In addition to emergency coverage, many pet insurance policies cover ongoing medical conditions that your pet may develop and suffer from throughout its life. Pet insurance for any of these scenarios will reduce the stress and worry that comes with facing ever-looming vet fees.

With pet insurance growing rapidly, there are over sixty providers to choose from. It can be a complicated process when comparing the policies of one particular provider with those of another. The critical thing to consider is that each policy will include different benefits. Most companies’ policies provide a level of coverage for vet fees, but what else should you look out for to make sure you get the best deal and also the best coverage?

One imperative part of the policy to decide on is whether to take out a lifetime policy or a limited time policy. This is necessary as limited time policies (usually lasting 12 months) will only cover your cat or dog for that period of time. So, if during that 12 months your pet developed an ongoing condition such as arthritis or diabetes, then when that limited time ended you would no longer be covered by the insurance provider. Lifetime policies exist to ensure that your cat or dog is covered for ongoing illnesses as well as any immediate injuries.

Equally important is whether an insurance policy has public liability coverage. People choose not to buy pet insurance on the grounds that they are putting money down each month instead of paying a monthly premium. What they don’t realize is that if their dog were to cause an accident or injure someone, then they would be responsible for all the resulting costs. This can sometimes be thousands of pounds and having a pet insurance policy with public liability cover will ensure you don’t have to pay the compensation yourself.

Other questions that should be answered when deciding on a policy include:

1. Can you pay for your premium on a fixed charge over 12 months with 0% APR?

2. Will making a claim automatically increase the amount of premium you pay?

3. Will the insurance provider cover your pet for life or only at a certain age, like 8 or 10?

4. Is there a discount for you if you take out a policy for more than one pet?

5. Does paying for a cheap introductory rate mean your premiums will stay low in your second year or rise quickly?

There are two ways you can buy pet insurance. The first is to buy directly from a provider through their website or over the phone. The second is to use comparison websites such as market comparison, go comparison, money supermarket and confusion. There is no right or wrong way to shop for your policy, but comparison shopping is great at getting you good deals as they compare all the different policies from individual providers and apply them to your specific criteria.

As mentioned earlier in the article, each competing pet insurance company will have a specific set of benefits that come with a policy. Be sure to keep checking back with this blog as there will be an article detailing the benefits of our policy very soon.

To see our fantastic policies and more, head over to our website which appears under every offer we run online. We will donate 50p to an animal charity with the aim of donating a million pounds to animal charities by the end of 2012.

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